TRANSFER AND ASSIGNMENT OF LOAN AGREEMENT

In addition to its preamble, this document contains the following sections:

1)     Transfer And Assignment

2)     Due Diligence

3)     Limitation Of Responsibility of The Transferor

4)     Effect Of the Transfer and Assignment

5)     Warranties From the Obligor

6)     Amendments And Waivers

7)     Counterparts

8)     Governing Law and Jurisdictionn

Jurisdiction

This template is intended for use in the United Arab Emirates.

Before Execution

- The information on this front page or contained in the headers and footers of this instrument are for guidance purposes only.

- Please delete this front page together with the information contained in the headers, footers and the endnotes prior to circulating this letter. Where square brackets […] and highlights are used in the document, it indicates that there is missing or incomplete information which will need to be incorporated prior to signature.

- Please remove the square brackets and all highlighting prior to signature.