SETTLEMENT AGREEMENT

This agreement contains the following sections:

1.     Preamble

2.     Definitions and Interpretation

3.     No Admission

4.     Payment and Mode of Settlement

5.     Release

6.     Confidentiality

7.     Notices

8.     Warranties and Indemnity

9.     Law and Jurisdiction

10.   Language

Jurisdiction

This agreement is intended for use in the United Arab Emirates.

Before Execution

- The information on this front page or contained in the headers and footers of this instrument are for guidance purposes only.

- Please delete this front page together with the information contained in the headers, footers and the endnotes prior to circulating this letter. Where square brackets […] and highlights are used in the document, it indicates that there is missing or incomplete information which will need to be incorporated prior to signature.

- Please remove the square brackets and all highlighting prior to signature.