This Letter should be solely signed by the authorized signatory of the creditor accompanied with its official stamp.

This Letter also should be in a kindly manner and have a sense of payment.

It should be noted that this Letter shall be sent by registered mail or by another method that allows the creditor to prove that the client received it

Jurisdiction

This agreement is intended for use in the United Arab Emirates.

Before Execution

- The information on this front page or contained in the headers and footers of this instrument are for guidance purposes only.

- Please delete this front page together with the information contained in the headers, footers and the endnotes prior to circulating this letter. Where square brackets […] and highlights are used in the document, it indicates that there is missing or incomplete information which will need to be incorporated prior to signature.

- Please remove the square brackets and all highlighting prior to signature.