Aug 11, 2025
When it comes to estate planning in the UAE, one size doesn’t fit all. The UAE offers multiple will types to accommodate the country’s diverse population of expatriates and residents. But understanding which type of will suit your circumstances is essential for ensuring your family and assets are protected. This guide explores all the significant types of wills available in the UAE, how they differ, and how to register them through the proper legal channels.
A will is more than a document, it’s a legal assurance that your assets, wishes, and loved ones are protected in case of your death. However, choosing the wrong type of will could lead to complications, delays, or even asset distribution under Sharia law, especially if you are a non-Muslim without a valid registered will. Having the correct type of will ensures:
The two main entities that allow will registration in the UAE are:
Authority | Suitable For | Legal Framework | Language |
DIFC Wills Centre | Non-Muslim only | Common Law | English |
Abu Dhabi Civil Family Court | Muslims & Non-Muslims | Abu Dhabi Civil Family Law | English and Arabic |
1. Full Will (DIFC)
This is a comprehensive will that covers all your UAE-based assets, guardianship of minor children, and any specific instructions you may have.
Who it’s for: Non-Muslims with multiple types of assets, such as real estate, bank accounts, shares, and dependents.
2. Mirror Will (DIFC)
Mirror Wills are two wills created for couples with almost identical terms, where each partner names the other as the primary beneficiary.
Who it’s for:Married non-Muslim couples who own joint or individual assets in the UAE.
3. Property Will (DIFC)
This will covers real estate properties located in UAE.
Who it’s for:Non-Muslim property owners who only want to cover real estate in their will.
4. Guardianship Will (DIFC)
This type of will appoints temporary and permanent guardians for your minor children residing in the UAE.
Who it’s for:Non-Muslim parents with minor children.
5. Financial Assets Will (DIFC)
Covers financial assets such as bank accounts, investment portfolios, and fixed deposits in the UAE.
Who it’s for:Non-Muslims with substantial bank or investment assets in the UAE.
6. Business Owners Will (DIFC)
Allows you to assign beneficiaries for your shares or ownership in a UAE-based company.
Who it’s for:Non-Muslim entrepreneurs or shareholders in UAE companies.
7. Abu Dhabi Civil Family Court Will
This is a general will registered through the Abu Dhabi Civil Family Court, which must be legally translated in Arabic.
Who it’s for:Muslims and non-Muslims who prefer a lower-cost will option. For non-Muslims, asset distribution may still follow Sharia law unless explicitly waived.
Will Type | Coverage | Best For | Authority |
Full Will | All assets & guardianship | Non-Muslim residents | DIFC |
Mirror Will | Couples’ assets | Married non-Muslims | DIFC |
Property Asset | Real estate | Real estate investors | DIFC |
Guardianship Will | Child guardianship | Parents with minors | DIFC |
Financial Assets Will | Bank accounts, shares | Financial Assets | DIFC |
Business Owners Will | Business shares | Entrepreneurs | DIFC |
Abu Dhabi Civil Family Court Will | General estate | Budget-conscious residents | Abu Dhabi Civil Family Courts |
The steps vary slightly depending on where you register:
Document | Use |
Passport Copy | Personal identification |
Emirates ID | UAE residency confirmation |
Draft Will | Prepared by a lawyer or individual |
Marriage Certificates | For guardianship Wills |
Yes, you can register multiple wills for different purposes, such as a property will and a guardianship will.
Yes. Without a will, your account may be frozen, and inheritance laws may delay access.
DIFC Wills are enforceable for assets located in the UAE.
No. DIFC Wills are available only to non-Muslims.
Abu Dhabi Civil Family Court Wills are generally more affordable than DIFC Wills.
It is advisable to register separate wills in different jurisdictions, although DIFC Wills allow mentioning international assets.
Guardianship should be handled through a Guardianship Will, especially under DIFC.
No. Mirror Wills are separate but identical wills for each spouse.
It’s not mandatory but highly recommended to avoid legal errors or rejection during registration.
Yes, both DIFC and Abu Dhabi Civil Family Court wills can be amended or revoked at any time.
Choosing the correct type of will isn’t just about filling out a form, it’s about protecting your assets, securing your children’s future, and making sure your wishes are honored. The right will helps you avoid legal delays, prevent family disputes, and ensure your wealth is distributed exactly how you intend. At Kanoony, our legal experts help you understand the difference between will types and guide you to the one that fits your personal and financial circumstances. Whether you’re registering with DIFC Courts or Abu Dabi Civil Family Court, we handle everything from drafting to documentation to final registration.
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